Arranging a Pre-Approval
Be prepared at auction time by arranging a pre-approval with us today.
I’m sure you’ve heard horror stories of couples bidding at auction only to later realise they don’t have the funds to settle.
At Marsden Loans, we care about your buying experience and that’s why we offer a pre-approval service. Our team take the time to get to know you, your financial situation and guide you through the entire loan pre-approval process.
With access to over 40 lenders, including major banks and non-bank lenders, we can help you find a loan that suits you.
So, don’t miss out on your dream home, get a pre-approval today!
Why it’s important to get pre-approved
A pre-approval gives you a clear idea of how much you can borrow and what you can afford. It can also help you set a budget when searching for your home and gives buyers confidence when making an offer or bidding at auction.
Pre-approvals are generally valid for 90 days, giving you time to search for your dream home.
How to get pre-approved
The first step is to book a meeting with a member of our team. Once you’ve had a meeting with a member of our team to discuss your financial situation and requirements, we will start sorting through loan products to find options that suit your needs.
Once you’ve decided on the loan options provided by our team, we will guide you through the entire loan application process. This process requires you to provide documents such as payslips, financial statements and tax returns and proof of identification (usually a driver’s licence and passport).
Once you’ve provided all the information required, we will send your application off to the lender. They’ll spend some time going through the information you’ve provided to make sure all the details are correct, and they will also use a credit reporting agency to check your credit history.
Our team will notify you if your application is successful. Once you’ve been approved, you’re ready to find your dream home!
Speak to us today!
If you’re looking to obtain a pre-approval and would like to make an appointment with our team, contact us on 0402 313 164 today.
